Lifestyle Holidays Vacation Club Sister Resorts mentions that you should make note of the credit limit on each credit card that you take, and avoid charging over that limit while traveling. Americans have been arrested for innocently exceeding their credit limit. Ask your credit card company how to report the loss of your card from abroad. 1-800 numbers do not work from there, but your business should have a number that you can call while you are overseas.
Lifestyle Holidays Vacation Club Sister Resorts mentions letting your credit card company be informed that you will be traveling out of the country, so they are aware of you making purchases outside of the United States or abroad. Lifestyle Holidays Vacation Club Sister Resorts share that having theft insurance while on vacation is advisable, so looking into it prior to your trip will help keep your travels hassle free.
So what cards should one travel with? Lifestyle Holidays Vacation Club Sister Resorts suggests to choose your main credit cards, such as, Visa, Master Card and American Express. Double check and make sure they are actually credit cards and not just debit cards with a credit card company’s logo on them. Many locations require a credit card and will not receive a debit card, so they may have limited use on your travel.
Leave all your local store credit cards in a secure place at home before you leave. Why should I call my credit card companies before I leave? Lifestyle Holidays Vacation Club Sister Resorts mentions that you need to inform them of your trip. They may delay giving you money or suspend your purchase if they are unaware you are traveling. The unusual spending patterns might cause them to conclude that the card is being used fraudulently and delay your approvals.
So what will credit cards do for me when traveling? Lifestyle Holidays Vacation Club Sister Resorts mentions that you can set up the following services with them:
- They will be able to explain many of the services that they can afford while you are on your trip.
- You can decide to pay bills that will come due while you are gone.
- They will be aware that you will be making charges from another country.
- They will be able to provide you an idea of how fair their credit card is in that particular country.
- They can verify acceptance at certain foreign locations and banking exchanges.
- They will be able to see if your PIN number will work in the countries you are visiting. They can also issue you another PIN number if your current PIN is unacceptable to the foreign bank’s policy.
They can explain cash advance, ATM, foreign goods and foreign exchange rate policies and fees.
Lifestyle Holidays Vacation Club Sister Resorts share that credit card companies explain the many services they offer, such as, extra insurance for your rental car, luggage or purchases. Lifestyle Holidays Vacation Club Sister Resorts suggest to check with your credit card company and to make sure the coverage offered extends outside the United.
Lifestyle Holidays Vacation Club Sister Resorts hopes these tips to travelers provide insight on options to make their travels a little simple and “hassle free”.